* In 2006, the Company amended its Form 10-K for the year ended December 31, 2005 and restated its consolidated financial statements and related disclosures for the years ended December 31, 2005, 2004 and 2003. Because the financial statements and related disclosures included in this annual report are not restated, the financial information contained in it should not be relied upon.

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©2005 HCC Insurance Holdings, Inc.