HCC ANNOUNCES EARNINGS CONFERENCE CALL
AND RECONFIRMS GUIDANCE

HOUSTON (February 10, 2003) . . .
HCC Insurance Holdings, Inc. (NYSE symbol: HCC) announced today that the Company plans to release fourth quarter results after the close of the NYSE on Thursday, February 20, 2003. The Company has previously given guidance that net earnings for the fourth quarter 2002 were expected to be $0.50 and $1.68 for the full year 2002. The Company has also projected growth in net earnings for 2003 of between 20% and 30%.

The Company will have an open conference call on Friday, February 21, 2003 at 8:00 a.m. Central Time to discuss these results.

To participate, the conference call number is:

There will also be a listen-only webcast of the conference call at the Company’s website, www.hcch.com. The replay of the listen-only webcast will be available on the website until February 28, 2003.

HCC is an international insurance holding company and a leading specialty insurance group. HCC has assets of $3.5 billion and its shares trade on the NYSE (symbol: HCC), with a market capitalization of over $1.5 billion. HCC is rated AA (Very Strong) by Standard & Poor’s and A+ (Superior) by A.M. Best Company.

For more information, visit our website at www.hcch.com.

©2005 HCC Insurance Holdings, Inc.