HCC SCHEDULES FOURTH QUARTER 2003
EARNINGS RELEASE AND CONFERENCE CALL

HOUSTON (February 17, 2004) . . .
HCC Insurance Holdings, Inc. (NYSE symbol: HCC) announced today that the Company plans to release fourth quarter results after the close of the NYSE on Thursday, February 19, 2004. The Company will have an open conference call following the announcement at 4:00 p.m. Central Time to discuss the results.

To participate, the conference call number is:

Domestic:   (888) 243-0813
International:   (703) 925-2400

There will also be a listen-only webcast of the conference call at the Company’s website, www.hcch.com. The replay of the listen-only webcast will be available on the website until February 27, 2004.

HCC is an international holding company and a leading specialty insurance group since 1974, headquartered in Houston, Texas, with offices in Bermuda, Spain and the UK. HCC has assets exceeding $4.5 billion, shareholders’ equity of more than $1 billion and is rated AA (Very Strong) by Standard & Poor’s and A+ (Superior) by A. M. Best Company.

 For more information, visit our website at www.hcch.com.

Contact:

L. Byron Way, Vice President
HCC Insurance Holdings, Inc.
Telephone: (713) 690-7300
 
 
Forward-looking statements contained in this press release are made under “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995 and involve a number of risks and uncertainties. The types of risks and uncertainties which may affect the Company are set forth in its periodic reports filed with the Securities and Exchange Commission.

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